Overspent This Holiday Season? – How to Get Your Finances Back on Track
January 18, 2012 · Leave a Comment
Spending during the holiday season can really set you back financially. It’s all well and good to read advice on how to avoid holiday debt; but now that you’re in it, what can you do? How can you get your finances back on track? Here are some tips.
Long-Term Changes
Starting a Family on a Budget
October 24, 2011 · Leave a Comment
Parents and heads of households can initiate a family budget for any number of reasons, and methods used to enforce the spending restrictions can vary according to household structures. But if possible, engage all members of the family who can comprehend the concept to assist in the process, reinforcing both the idea and the reality of financial management as well as encouraging full compliance and voluntary reductions.
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Frugal Gift Giving for Teachers
November 27, 2009 · 1 Comment
Teachers are important in our children’s lives. They spend hours with our children, five days a week. They teach our kids important facts and model good behavior all year long. This holiday season, make sure to make a special place for teachers on your Christmas list.
You might be saying that it is all well and good to include them, but where is the money coming from? With economic pressures all over the world, adding more people to the Christmas list is not the direction to take.
Don’t fret. You can use the following frugal gift ideas to give each teacher a present from the heart of a student who wants to show their appreciation. Teachers do take on a lot of responsibility in an often thankless profession.
