Frugal Gift Giving for Teachers
November 27, 2009 · 1 Comment
Teachers are important in our children’s lives. They spend hours with our children, five days a week. They teach our kids important facts and model good behavior all year long. This holiday season, make sure to make a special place for teachers on your Christmas list.
You might be saying that it is all well and good to include them, but where is the money coming from? With economic pressures all over the world, adding more people to the Christmas list is not the direction to take.
Don’t fret. You can use the following frugal gift ideas to give each teacher a present from the heart of a student who wants to show their appreciation. Teachers do take on a lot of responsibility in an often thankless profession.
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How to Establish Good Credit
January 29, 2009 · Leave a Comment
It’s important for women, even stay at home Mom with no income of her own, to establish good credit. This might be a challenge if all the bills come in your husband’s name, but it’s essential. Many women have found themselves unexpectedly widowed or divorced with no credit to speak of. This can present big problems when you go to rent an apartment (many property managers nowadays check credit history, and in their eyes, no history is bad history.), try to buy a car, or even get a job (again, some prospective employers check your credit score to determine if you’re reliable.)
In order to obtain good credit standing, you have to get a credit card. However, it’s difficult to establish good credit if you can’t get credit in the first place! Here are some ways to get out of this conundrum.
Family Budgeting Articles, Tips and Resources
January 3, 2009 · 1 Comment
Housing, groceries, clothing, fuel… how do you ensure there’s enough after these expenses for savings and long term goals? A family budget can really help. Here are some helpful articles and resources to help you get control of your family’s finances.
